| How to Determine Liability in a Bicycle Accident |
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| Written by The Christensen Lawfirm | ||||||
| Thursday, January 28 2010 | ||||||
Determining Liablitiy In Car AccidentsNational StatisticsAccording to the National Highway Traffic and Safety Administration (NHTSA), 52,000 bicyclists were injured in traffic accidents in 2008. Of those 716 resulted in the death of the bicyclist. Recent statistics demonstrate that cycling is becoming increasingly popular in the state of Utah, which could result in additional automobile verses bicycle accidents. In Utah, five bicyclists were killed in 2008 alone. Insurance Coverage in a Utah Bicycle Accident If you actively ride bikes on our Utah roadways, it is extremely important to have the proper automobile insurance coverage before going on a ride. That's right, car insurance. Most cyclist do not realize that if they are involved in an automobile versus bicycle accident, their car insurance may cover all damages, including lost wages, pan and suffering. Accordingly, it is important to ensure that you have the right car insurance coverage. All too often, cyclist believed they have full coverage, only to learn later that they could have had better coverage, they could have been more fully protected after a tragic accident. Since Injuries from automobile vs. bicycle accidents can be catastrophic or even fatal, it is necessary to review your insurance policy and make sure you properly comprehend the coverage you are receiving. Who is liable in a Utah Bicycle vs. Automobile Accident? Many public safety sources estimate that 9 out of 10 bicycle accidents involve a motor vehicle--with the motorist being at-fault. Imagine a bicyclist against the force of a two-ton car or truck. When you include variables such as speed, point of impact and the location of the accident, the results can be horrifying. Along with injuries such as road rash, sprains and broken bones, cyclists can suffer from highly debilitating and life-altering injuries and face the possibility of death. Spinal Cord injury and Traumatic Brain Injury (TBI) are the most common major personal injuries sustained in a bicycle accident. What is Comparative Liability? Comparative liability is a common tactic used by insurance companies to minimize their payouts in an Utah personal injury claim. The insurance adjuster will call you immediately following an accident to ask you questions that may trick you into admitting you may have been partially responsible for the automobile vs. bicycle accident. Remember, it is your right to decline a recorded statement. It is wise to speak to an experienced Salt Lake City personal injury attorney before speaking to the insurance companies. How do I protect myself in a Utah bicycle accident? Attorney Kenneth L. Christensen, founding partner of The Christensen law Firm, PLLC, has written The Utah Bicycle Accident Handbook to educate Utah residents about their legal rights if they suffer personal injury from a bicycle accident. This book answers common questions about Utah Bicycle Law and provides detailed guidelines on how to protect yourself and your personal injury claim. Request your free copy of The Utah Bicycle Accident Handbook by calling 801.506.0800 or online at www.utahaccidentbooks.com.
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| Last Updated on Wednesday, September 08 2010 |
